The Vacationers Firms, Inc. (TRV) This autumn 2025 Earnings Name January 21, 2026 9:00 AM EST
Firm Individuals
Abbe Goldstein – Senior Vice President of Investor Relations
Alan Schnitzer – Chairman & CEO
Daniel Frey – Govt VP & CFO
Greg Toczydlowski – Govt VP & President of Enterprise Insurance coverage
Jeffrey Klenk – Govt VP and President of Bond & Specialty Insurance coverage
Michael Klein – Govt VP & President of Private Insurance coverage
Convention Name Individuals
Charles Peters – Raymond James & Associates, Inc., Analysis Division
Ryan Tunis – Cantor Fitzgerald & Co., Analysis Division
David Motemaden – Evercore ISI Institutional Equities, Analysis Division
Michael Zaremski – BMO Capital Markets Fairness Analysis
Katie Sakys
Meyer Shields – Keefe, Bruyette, & Woods, Inc., Analysis Division
Taylor Scott – Barclays Financial institution PLC, Analysis Division
Brian Meredith – UBS Funding Financial institution, Analysis Division
Presentation
Operator
Good morning, women and gents. Welcome to the Fourth Quarter Outcomes Teleconference for Vacationers. [Operator Instructions] As a reminder, this convention is being recorded on January 21, 2026.
At the moment, I wish to flip the convention over to Ms. Abbe Goldstein, Senior Vice President of Investor Relations. Ms. Goldstein, it’s possible you’ll start.
Abbe Goldstein
Senior Vice President of Investor Relations
Thanks. Good morning, and welcome to Vacationers’ dialogue of our fourth quarter 2025 outcomes. We launched our press launch, monetary complement and webcast presentation earlier this morning. All these supplies will be discovered on our web site at vacationers.com underneath the Buyers part.
Talking right this moment might be Alan Schnitzer, Chairman and CEO; Dan Frey, CFO; and our 3 section Presidents, Greg Toczydlowski of Enterprise Insurance coverage, Jeff Klenk of Bond & Specialty Insurance coverage and Michael Klein of Private Insurance coverage. They are going to focus on the monetary outcomes of our enterprise and the present market surroundings. They are going to seek advice from the webcast presentation as they undergo ready remarks, after which we’ll take your questions.

