 
 
XRP’s worth surge over the past 24 hours has pushed its market capitalization previous that of Binance-affiliated BNB, reclaiming its place because the fourth-largest cryptocurrency.
Excluding stablecoins, XRP now trails solely Bitcoin and Ethereum. Bitcoin holds the highest spot with a market capitalization of $1.79 trillion, adopted by Ethereum at $373 billion.
The value of XRP popped above the vaunted $2 milestone on Friday for the primary time since mid-December, extending a robust begin to 2026. XRP’s meteoric worth efficiency could be attributed to sturdy spot exchange-traded fund (ETF) inflows and the enhancing U.S. regulatory atmosphere.
XRP Again In The High 4 After Flipping BNB
XRP’s market cap has climbed to the third spot amongst high cryptocurrencies by market cap. XRP was altering palms at $2.01 as of publication time, up 5.6%, whereas Bitcoin traded simply above $90,000, CoinGecko knowledge reveals.
The upsurge additionally comes as traders reevaluate the regulatory atmosphere, as SEC Commissioner Caroline Crenshaw, recognized for her skepticism of crypto, is about to depart the company this week after serving a five-year tenure at the USA’ fundamental digital belongings regulator— a significant win for the crypto business’s bid to increase its affect on Capitol Hill.
 
Crenshaw publicly denounced the SEC’s settlement with Ripple after their protracted authorized brawl, cautioning that it represented a retreat from significant crypto enforcement and left traders uncovered.
Crenshaw’s exit stokes hopes that extra digital asset-friendly rules will take root within the US.
Regular ETF inflows added to the momentum. In response to knowledge from SoSoValue, U.S.-listed spot XRP funding merchandise pulled in $13.59 million on Jan. 2, bringing the overall inflows since their debut in November to $1.18 billion and nd whole belongings underneath administration to over $1.37 billion. The continued demand has helped shift provide and demand dynamics in favor of XRP bulls as confidence slowly rebuilds.
