Apollon Wealth Administration CIO Eric Sterner discusses how know-how is driving positive factors within the healthcare sector on ‘The Claman Countdown.’
Practically one in 4 American employees with employer-sponsored medical insurance say they’re caught in jobs they wish to go away as a result of they worry dropping protection.
About 24% of U.S. employees with job-based insurance coverage – roughly 23 million adults – are experiencing “job lock,” up sharply from 16% in 2021, in response to a report from the West Well being-Gallup Heart on Healthcare in America.
The survey defines job lock as remaining in a job regardless of wanting to go away as a result of issues about dropping medical insurance.
Practically one in 4 American employees with employer-sponsored medical insurance say they’re caught in jobs they wish to go away as a result of they worry dropping protection. (iStock)
“Job lock is on the rise in America,” the report famous. “Practically 1 / 4 of U.S. workers report staying in a job they wish to go away to maintain their medical insurance, a robust constraint on employee mobility, productiveness, entrepreneurship and wage development.”
The surge comes as hovering healthcare prices squeeze family budgets.
About half of People stated they battle to constantly pay for wanted medical care or prescriptions, whereas 51% are frightened about affording healthcare over the subsequent 12 months — the best stage in 5 years, as famous within the report.
OBAMACARE EXCHANGE FLAW EXPOSED AMERICANS TO UNEXPECTED HEALTH PLAN SWITCHES, WATCHDOG FINDS

The survey defines job lock as remaining in a job regardless of wanting to go away as a result of issues about dropping medical insurance. (iStock)
Staff underneath better monetary pressure had been much more prone to report feeling trapped.
Amongst these with medical debt, 44% reported job lock, greater than double the 21% price amongst these with out medical debt.
ALLERGY MEDICATION RECALLED OVER POSSIBLE DRUG MIX-UP THAT COULD TRIGGER ‘LIFE-THREATENING’ REACTIONS

Staff underneath better monetary pressure had been much more prone to report feeling trapped. (iStock)
Practically half of respondents who cited healthcare prices as a “main monetary burden” reported job lock. The speed rose to 53% amongst these experiencing “numerous stress” over medical bills, the report famous.
Power well being issues additionally made employees extra prone to keep at their jobs.
About 29% of these with a minimum of one power situation reported job lock, in contrast with 17% of these with out one.
That price grew to 41% amongst individuals with three or extra diagnoses.
TRUMP’S FIRST-TERM POLICIES HELPED LOWER SOME INSULIN COSTS: HHS REPORT

Power well being issues additionally made employees extra prone to keep at their jobs. (iStock)
Ladies had been additionally extra possible than males to stay in undesirable jobs for well being advantages, at 30% in contrast with 20%, in response to the report.
GET FOX BUSINESS ON THE GO BY CLICKING HERE
The findings had been based mostly on a nationwide survey of 5,660 adults performed from Oct. 27 to Dec. 22, 2025. The evaluation targeted on 2,322 employed adults with employer-sponsored insurance coverage.
“The consequences lengthen past morale – lowering labor market effectivity, upward mobility and high quality of life,” as famous within the report. “With protection tied to employment, a rising share of American employees report making profession choices based mostly on insurance coverage reasonably than alternative.”

