Convention Name Individuals
Matthew Boss – JPMorgan Chase & Co, Analysis Division
Edward Kelly – Wells Fargo Securities, LLC, Analysis Division
Pedro Gil Garcia Alejo – Morgan Stanley, Analysis Division
Michael Lasser – UBS Funding Financial institution, Analysis Division
Scot Ciccarelli – Truist Securities, Inc., Analysis Division
Paul Lejuez – Citigroup Inc., Analysis Division
Robert Ohmes – BofA Securities, Analysis Division
Charles Grom – Gordon Haskett Analysis Advisors
Zhihan Ma – Bernstein Institutional Companies LLC, Analysis Division
Brian Nagel – Oppenheimer & Co. Inc., Analysis Division
Jeremy Hamblin – Craig-Hallum Capital Group LLC, Analysis Division
Krisztina Katai – Deutsche Financial institution AG, Analysis Division
Anthony Chukumba – Loop Capital Markets LLC, Analysis Division
David Bellinger – Mizuho Securities USA LLC, Analysis Division
John Heinbockel – Guggenheim Securities, LLC, Analysis Division
Michael Montani – Evercore ISI Institutional Equities, Analysis Division
Bradley Thomas – KeyBanc Capital Markets Inc., Analysis Division
Phillip Blee – William Blair & Firm L.L.C., Analysis Division
Spencer Hanus – Wolfe Analysis, LLC
Joseph Feldman – Telsey Advisory Group LLC
Presentation
Operator
Good day, and welcome to the 5 Beneath Fourth Quarter 2025 Earnings Convention Name.
[Operator Instructions]
Please word, this occasion is being recorded. I might now like to show the convention over to Christiane Pelz, VP, Investor Relations. Please go forward.
Christiane Pelz
Vice President of Investor Relations
Thanks, operator. Good afternoon, everybody, and thanks for becoming a member of us right this moment for 5 Beneath’s Fourth Quarter 2025 Monetary Outcomes Convention Name. On right this moment’s name are Winnie Park, Chief Government Officer; and Dan Sullivan, Chief Monetary Officer and Treasurer.
After administration has made their formal remarks, we are going to open the decision to questions. I must remind you that sure feedback made throughout this name

